When you apply for Ryze Booster, we ask you to link the bank where your payroll is deposited. That is not arbitrary. It is how we set a limit that matches your real cashflow.
Cashflow-based underwriting
Traditional cards rely on credit scores and stated income. Booster uses verified bank data. Seeing regular payroll deposits helps us offer a limit that reflects what you can actually repay.
Limits refresh with your balance
Your available credit updates as your linked checking balance changes. Spend on the card, auto-repay from the same account, and your limit stays aligned with your money in the bank.
What if payroll is not detected?
If we cannot verify payroll at the linked institution, your application may not qualify. That protects you from a limit that does not match your income. Link the account where your paycheck actually lands for the best outcome.
Ready to link in 60 seconds? Start your Booster application and connect via Plaid. Secured, encrypted, and built for speed.